Unlocking Opportunities: The Experior USA Business Presentation

Welcome to the Experior USA Business Presentation, where we delve into the unique advantages that Experior Financial Group offers to financial professionals. Join us as we explore how you can elevate your business and reap the rewards of this incredible opportunity.

Table of Contents

• Introduction to Experior Financial Group
• Medicare Options for Clients
• Investment Management Partnerships
• Debt Solutions for Clients
• System for Team Builders and Producers
• Generational Overrides and Builder Bonuses
• Experior Share Program
• Legacy Ownership Program
• Success Stories from IceBreakers Team
• Experior Entrepreneurs Ecosystem
• Technology Contribution Fees
• Attracting Licensed Agents
• Key Points Summary
• FAQ

Introduction to Experior Financial Group

Experior Financial Group is not just another name in the financial services industry; it’s a powerhouse of opportunity. Founded in Canada over a decade ago, we have rapidly become a leader among insurance marketing organization (IMOs). Our commitment to excellence and growth is evident in our impressive track record. With a head office in Ontario and a strong presence in the USA and Puerto Rico, we are well-positioned to support financial professionals across North America.

What sets us apart is our international reach and our dedication to empowering agents. We are proud to operate in all fifty states of the USA, ensuring that our partners can tap into a vast market of potential clients.

Why Choose Experior?

Choosing Experior means aligning yourself with a company that values your business as much as you do. Here are some compelling reasons to consider joining us:

• Established Reputation: With years of experience and a solid foundation, we are recognized as a top-tier organization in the financial services landscape.
• Ownership from Day One: Unlike many other organizations, you own your book of business from the start, ensuring that your hard work translates into lasting ownership.
• Flexible Licensing: You don’t need multiple state licenses to earn overrides across teams in different states, making it easier to grow your business.
• Broad Carrier Network: Access to over fifty-seven life insurance carriers means you can provide the best options for your clients.

Ground Floor Opportunity for Builders

For those looking to build teams, the ground floor opportunity at Experior is unparalleled. This is the time for pioneers to step in and create something remarkable. Early entry into our builder model can lead to substantial growth and success.

Building a team with us allows you to establish a legacy, and the potential for growth is immense. Those who start today will be the leaders of tomorrow.

Ownership and Licensing Advantages

When you join Experior, you immediately benefit from ownership of your book of business. This ownership is a significant advantage that many other firms do not offer. You can expand your reach without the burden of excessive licensing requirements. If you’re based in one state, you can recruit and earn overrides from agents in other states without needing multiple licenses, apart from a few exceptions.

This flexibility allows you to focus on what truly matters: building relationships and growing your business.

Compensation Structure Overview

Our compensation structure is designed to reward both personal producers and team builders. With personal contracts ranging from seventy to one hundred and fifteen percent, plus the potential for bonuses, you can achieve contracts up to one hundred and thirty percent. This means your hard work pays off significantly.

Our total compensation to the field in the USA stands at an impressive one hundred and seventy percent. If you're coming from another builder system, we encourage you to compare this compensation model with what you currently have.

Team Building Options and Overrides

Team builders have the unique option to create teams that can expand up to seven levels deep and unlimited wide. This flexibility is crucial for those looking to establish a robust network. The ability to build generational teams allows for sustainable growth and the potential for long-term success.

Additionally, you can own your team’s hierarchy and enjoy contractual buyout options that range from ten years to infinity. This is not just a promise; it’s a legally binding commitment that ensures your legacy is protected.

Immediate Release of Business

Experior believes in the principle of freedom. That’s why we practice immediate release of business to another IMO. Unlike other IMOs that impose lengthy holds, we allow you to move your contracts freely, as long as there are no outstanding debts. This policy fosters trust and ensures that you can transition smoothly if you choose to leave.

Our approach is straightforward: we don’t play games. Your business is yours, and you should have the freedom to manage it as you see fit.

Life Insurance Partners

Our extensive network of life insurance partners is a cornerstone of our service. With fifty-seven carriers available, you have a wealth of options at your fingertips. This diversity enables you to cater to a wide range of client needs, enhancing your business's efficiency and profitability.

Some notable partners include AIG, Ethos, Aflac, and Transamerica. This variety ensures that you can provide your clients with the best possible solutions, strengthening your position in the market.

Medicare Options for Clients

At Experior Financial Group, we understand that navigating Medicare can be complex for clients. That’s why we partner with Agility Insurance Services, designed specifically for licensed agents with a medical license. This partnership allows agents to earn overrides on Medicare solutions, maximizing their earning potential.

If you don’t possess a medical license, don’t worry. You can still help your clients by referring them to our Medicare back office. This referral program allows you to earn a fee for every client you send their way. While the referral fee may not match the earnings of a licensed agent, it still contributes to your mission of protecting clients and generating income.

Investment Management Partnerships

Experior Financial Group has established powerful partnerships with investment management firms like Global View Capital Advisors. To leverage these opportunities, agents need a Series 65 securities license, which opens the door to offering a variety of securities to clients.

By having team members with a Series 65, you can earn overrides across seven levels. This structure not only enhances your income but also provides clients with diverse investment options tailored to their needs.

Debt Solutions for Clients

Debt can be a significant burden for many clients. That’s where our partnership with Debt Medic comes in. This service helps clients struggling with consumer debt, such as credit cards, eliminate 40-60% of their payments, all while avoiding bankruptcy.

Debt Medic operates in both the USA and Canada, providing services in English and Spanish. By referring clients to this program, you not only assist them in regaining financial stability but also earn referral fees and overrides on your team’s referrals.

System for Team Builders and Producers

Experior Financial Group features a unique system tailored for both team builders and personal producers. This dual approach allows agents to choose a path that best suits their business goals.

New agents begin as financial associates at a competitive 70% commission, which is significantly higher than many other builder systems. This structure is designed to attract and retain talented agents, empowering them to achieve greatness from the outset.

Personal Producer Model Explained

In the personal producer model, agents can quickly advance through commission tiers. To move from 70% to 85%, an agent only needs to submit $10,000 of premium over three months. Once they reach higher levels, the potential for earnings increases, with contracts reaching up to 130%.

This model is straightforward: agents can focus solely on their production without the pressure of recruiting others. For those who reach the senior manager level, earning $30,000 in commissions over six months allows them to lock in their commission rate permanently.

Team Builder Model Explained

For those interested in building teams, the team builder model offers a structured pathway to success. Agents still start at 70%, but to reach 85%, they must submit $10,000 in premium within three months. The team builder model encourages collaboration among agents.

To ascend to 100% as a senior manager, a team of five active agents must collectively submit $30,000 in premium within two months. This collaborative approach fosters camaraderie and shared success.

Generational Overrides and Builder Bonuses

Generational overrides are a standout feature of Experior’s compensation structure. As teams grow, agents can earn overrides on up to seven generations of their downline. This creates a sustainable income stream as agents build their networks.

Additionally, the introduction of builder bonuses has further enhanced earning potential. Agents can earn up to 12% in builder bonuses on top of their commissions, making our compensation package one of the most competitive in the industry.

Experior Share Program

Our Experior Share Program is a unique opportunity for agents to become shareholders in the company. This program allows agents to earn shares based on their performance and contributions to the company’s success.

In total, there are 14,000 shares available, with 8,500 reserved for team builders. As agents achieve higher ranks, such as executive director, they can earn shares that reflect their dedication and success. This aligns the interests of agents with the overall success of Experior Financial Group.

Legacy Ownership Program

At Experior, we prioritize your long-term success through our comprehensive Legacy Ownership Program. This program encompasses five distinct levels of legacy, catering to both personal producers and team builders. For personal producers, there are bronze and silver levels, while team builders can aspire to gold, platinum, and the prestigious platinum plus levels.

As a platinum plus legacy holder myself, I can attest to the immense benefits it brings. If I were to become disabled, pass away, or retire after a designated period—typically ten to twelve years—my beneficiaries would receive up to seventy-five percent of my earnings. This includes not only renewals of policies I’ve written but also trail commissions on annuities and overrides from my entire team, even those I may not have personally recruited. This ensures that your legacy continues to thrive.

Success Stories from IceBreakers Team

The IceBreakers team is a shining example of what is possible within the Experior ecosystem. Led by remarkable individuals like Simon Mekika, a national executive director and platinum plus legacy holder, the team has grown from fifteen to over four hundred licensed agents in just three years. Simon, a top producer in the Indexed Universal Life (IUL) sector, brings a wealth of experience and success to the table.

Similarly, Annie Cuillerier, another executive director and platinum legacy holder, has built a thriving network of around three hundred and fifty licensed agents across North America. Her ability to speak three languages fluently enhances her recruiting and training effectiveness.

Our team also boasts the talents of Darren and Stephanie Golka, as well as other executive directors like Jose Graxirena and Jay Morla, all of whom contribute to the collective success of IceBreakers. Together, we are redefining what success looks like in the financial services industry.

Experior Entrepreneurs Ecosystem

The Experior Entrepreneurs Ecosystem is a comprehensive business suite designed to empower agents at every level. This all-inclusive platform provides access to live and recorded training sessions, a dedicated marketing design team, financial analysis software, quoting tools, and insurance toolkits.

Included in this ecosystem is a powerful CRM system for seamless communication with prospects, clients, and team members. Additionally, agents benefit from tools like commission calculators and a leadership scoreboard to track performance and foster healthy competition.

Technology Contribution Fees

In the spirit of transparency, our technology contribution fees are designed to keep your operational costs low while providing high-quality tools. There are no sign-up fees when you join Experior, and you can test our back office for free for thirty days.

Monthly contributions vary based on your commission level. Non-licensed agents pay only $19 a month, while licensed financial associates at the 70% commission level contribute $35. As you progress to higher levels, the fees increase slightly, with senior executive directors contributing $79 monthly. This model ensures that you have access to top-tier technology without breaking the bank.

Attracting Licensed Agents

The potential to attract licensed agents is significant within the Experior framework. Our unique offerings and supportive environment make us an attractive option for both individual agents and agency owners with established teams. Recently, a team of over one hundred and thirty licensed agents joined us, showcasing the appeal of our model.

Whether you aim to recruit individual agents or entire teams, the flexibility to choose your approach allows you to tailor your recruitment strategy to your strengths. You can specialize in attracting licensed professionals or focus on helping non-licensed individuals attain their licenses.

Key Points Summary

• Tri-Braid Model: We incorporate the best elements from various business models in the industry.
• Competitive Compensation: Our compensation structure rivals or surpasses that of most isurance marketing organizations (IMOs).
• Ownership from Day One: You retain ownership of your client book from the moment you join.
• Contractual Legacy Program: Our legacy program ensures your hard work benefits your beneficiaries.
• Timing is Key: Leverage first-mover advantages by making your move swiftly.

FAQ

What is the Legacy Ownership Program?

The Legacy Ownership Program allows agents to secure their earnings for their beneficiaries in case of retirement, disability, or death, ensuring financial stability even after they are no longer active.

How does the Experior Entrepreneurs Ecosystem support agents?

Our ecosystem provides comprehensive resources including training, marketing support, financial tools, and a powerful CRM system to help agents thrive in their businesses.

What are the technology contribution fees?

Technology contribution fees range from $19 to $79 monthly, depending on your commission level, allowing you access to essential tools without prohibitive costs.

How can I attract licensed agents to join Experior?

Focus on showcasing the unique advantages of our model, including competitive compensation, ownership opportunities, and a supportive community that fosters growth and success.

 

This article was created from the video Experior USA Business Presentation with the help of AI.